A base model MINI, MSRP: $21,200, based on a 5-year ownership average, will wind up costing you about $42,725. That's really not much for 5 years of sweet driving (and head turning). This is 5-star excellence in value rating territory we're talking about here. Some of the numbers considered were:
Totals Over 5 Years
Depreciation Total: $11,269
Fees & Taxes Total: $1,590
Financing Total: $3,578
Insurance Total: $7,960
Fuel Total: $8,659
Maintenance Total: $3,909
Opportunity Cost Total: $4,667
Repairs Total: $1,093
Grand Total (over 5 years): $42,725
In case you're wondering, the Opportunity Cost is what your initial $21 and change would have done had you invested it instead of throwing it into your new MINI. Just look at those numbers! A couple of years of free maintenance. Three years with no repair costs. Light on fuel. Clearly your FUN:COST ratio here is in your favor no matter how you look at it. And in 5 years, you get to start all over again!
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